just a few things

About us

HISTORY

The agency was established in 1928 in Kilmarnock, VA by Charles W. Hubbard, Jr., serving Lancaster, Northumberland, Northern Neck counties, Mathews, Middlesex, and Gloucester counties as well as other areas of Virginia. Managed by Benjamin N. Hubbard after Charles Hubbard’s death, then by C.I. Clark III and now by Mark M. Clark and Cruger S. Ragland, Jr. The Agency is a member of the Independent Insurance Agents of Virginia, Professional Insurance Agents, and affiliated with the Iroquois Group of Insurance Agents which provides additional access to a greater number of insurance companies.

OUR MISSION

Our mission is service, advice, and price for our customers. We are actively involved in claim handling and facilitation for our customers and have some authority to settle smaller, simpler claims through insurance company draft authority. We know our area well and the issues that customers face when insuring their assets here. We partner with several insurance companies to fit each customer’s situation so we can access many options for the most suitable coverage and price.